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How digital wallets can help consumers claim offers on online transactions

How digital wallets can help consumers claim offers on online transactions - News in Hindi

With the advent of digitization, eCommerce and secure transaction portals exciting new avenues have opened up for online shoppers. Instead of paying COD (cash on delivery) for goods, you can easily add money to digital wallets and carry out major transactions with one single click, so buying bigger commodities has become easier and safer than former days.
Organized digital wallets are efficient and often provide bill payment and recharge offers that help you to claim discounts and bonuses on all online transactions. Portals like Amazon Pay, Paytm, Google Pay, PhonePe, Freecharge, HDFC Payzapp, MobiKwik and Reliance Jio are some notable digital wallets that help users to pay broadband, utility, mobile and other bills online.

As opposed to offline payment modes, digital wallets are user-friendly, convenient to use, compatible on varied operating systems and devices, have seamless checkout methods, thereby giving a smooth shopping experience to online consumers. Here’s a glimpse of how digital wallets can help you claim offers and savings on online transactions:
1. Cashback offers

Recharge and bill payment coupons help users to redeem maximum cashback on paying online bills. Existing users, KYC confirmed users and lucky winners can claim additional rewards. Paytm coupons can help you claim 100% cashback on electricity bill payments, whereas Amazon Pay users can get complete cashback on all payments and recharges.

At times, a successful online transaction can result in an instant cashback that is sent to the mobile wallet. For instance Google Pay transactions can result in earning ₹1000 cashback on electricity bill payments.

2. New user benefits

On signing up or registering at a payment portal can help you to redeem cashback and savings on all online transactions. New PhonePe users can avail ₹100 cashback on recharges, bill payments, travel, online shopping or use the Airtel payment bank to receive 50% cashback on first recharge.
Additionally, using coupon codes or promotional offers can help new users claim extra perks, for instance new users on Freecharge can get 50% cashback on mobile recharge, utility bill payments, DTH, water, gas etc.
3. Online recharge

Prepaid or postpaid plans, mobile data subscriptions, DTH connection and data cards are some of the most frequent recharges done using digital wallets. HDFC Payzapp wallet users can use a coupon code to redeem ₹50 cashback on any recharge.
Likewise, monthly utility, telephone, gas, water and other bills can also be paid online by which users can claim savings, for example MobiKwik coupons can help users to get ₹50 savings on recharges and online bill payments.

4. Bill payments

Electricity regulation boards of different states have their own websites which can help users to pay utility bills online, but you can also use partner offers like HDFC Payzapp to complete transactions successfully and claim ₹125 cashback.

Other monthly bills including broadband, landline services, water etc. can also be paid online with specific supplier websites or digital wallets that help you claim savings like ₹20 cashback on bill payments through the Freecharge app.

5. Food bills

Payments for restaurants, food outlets, delivery apps or grocery provisions can all be done with bank cards, online banking options or digital wallets. New HDFC Payzapp users can earn 50% cashback on Big Basket and Domino’s app.

Popular food delivery apps offer additional discounts and perks on specific bank credit or debit cards and wallets, such as PhonePe users and Amazon Pay wallet users can receive ₹30 cashback on food orders placed through the Swiggy app.

6. Broadband/internet plans

With intensive work from home schedules, internet usage has also increased exponentially. Mobile applications like Jio provide beneficial data plans (3GB per day) at discounted rates of ₹349 whereas MobiKwik wallet can be used to avail 100% cashback on ACT Fibernet payments.
Broadband, fixed line and Wi-Fi plans providing unlimited data can be recharged online to enjoy continuous services where users can receive ₹50 savings on broadband recharge through HDFC Payzapp wallet payments.

7. Television viewing services
Satellite services help users view television with the help of a dish and digital transmission. Like cable connections, digital TV connections need to be recharged on a regular basis, where MobiKwik or Paytm users can redeem 100% cashback on online bill payments, Tata Sky customers can claim ₹200 off on subscription plan payments.
Digital wallet users can save DTH operator data and personal information to quickly pay the amount and receive benefits. For example, using Google Pay to recharge DTH can help you receive ₹500 cashback.
8. Combo offers

Digital wallets used to pay mobile and utility bills together or other payments done collectively can help users to claim additional benefits like the combo offer on MobiKwik helps to get ₹35 cashback on prepaid mobile and electricity bill payments.

Similarly, loyalty members can use their subscription plans to get notifications about bill due dates or use automatic payment options on recurring transactions, for instance Paytm first membership users can pay any bills to receive ₹125 cashback.

9. Specific app benefits

Mobile applications and operators like Reliance Jio, Airtel, Vi and others allow users to recharge online and claim offers. Using the Jio app, you can get ₹30 cashback on prepaid recharge or new users can earn ₹25 SuperCash with MobiKwik wallet usage.

Most of these apps partner with digital wallets or payment portals to help users complete transactions easily and avail savings. All telecom customers can use Amazon Pay to recharge prepaid plans and redeem instant ₹200 cashback on app or website.

10. Bank offers
Bank credit or debit cards or merging several bank accounts and payments under one portal can enable fast fund transfers and opportunities to earn instant rewards like claiming up to ₹1000 cashback on bill payments using bank credit cards. UPI (Unified Payment Interface) is another easy, instant safe and reliable system developed to regulate cashless payments that can be used to claim ₹50 cashback on first recharge using Paytm UPI or 100% cashback on DTH recharge via Amazon Pay.

With additional levels of security, secure account information, encrypted transactions, loyalty points, coupon incentives and faster checkouts the trend of digital wallets are guaranteed to revolutionize online payments. Users can benefit from coupon offers, app or website portals, bank wallet applications etc. to shop online, recharge mobile plans, pay bills and redeem discounts, extra data or talktime, cashback, loyalty points or rewards and additional perks.

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Web Title-How digital wallets can help consumers claim offers on online transactions
खास खबर Hindi News के अपडेट पाने के लिए फेसबुक पर लाइक और ट्विटर पर फॉलो करे!
(News in Hindi खास खबर पर)
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